Transforming PPI Escrow Operations with DataNimbus FinHub

 


Executive Summary

A premier Indian retail bank partnered with DataNimbus FinHub to modernize its escrow management infrastructure, eliminating manual bottlenecks while ensuring full RBI compliance. The result: transaction capacity increased 5-10x, operational efficiency improved by 80%, and float revenue grew 10% year-over-year—all delivered in a fraction of the time required for in-house development.

Impact at a Glance

Regulatory Assurance, Simplified

  • Automated core-portion balance computation aligned with RBI Master Directions
  • Out-of-the-box reports for reconciliation, settlements, and audits
  • Comprehensive data trail supporting RBI-mandated Quarterly Escrow Account Audit Certificates

Scalability Unlocked

  • From 1,000 to 10,000 daily transactions per PPI issuer
  • 50,000+ daily transactions supported for leading wallet partner
  • Faster fintech partner onboarding without operational strain Read more


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